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Education and Housing Investment Plan



The Education and Housing Investment Plan (EHIP) is a medium term financial investment plan that guarantees St Lucians financing for future educational plans and facilitates the accumulation of savings for the 10% or 20% deposit required for the purchase of land or house and land. The Plan requires monthly contributions over a period of two (2), three (3) or five (5) years.


Terms and Conditions

  • The commitment to join the programme is fixed and irrevocable.

  • Contributions are payable at the beginning of each month.

  • Arrears are not permitted to the programme.

  • Failure to meet three monthly contributions will lead to the automatic termination of membership in the programme.

  • FICS will refund payments made subject to deduction of an administrative fee of $50 to $250

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